Below you'll find a list of all posts that have been categorized as “401(k) strategies”
For decades, the 60/40 portfolio—60 percent stocks and 40 percent bonds—has been the standard for retirement and long-term investing. This model was designed to provide steady growth while reducing risk …
For decades, the 401(k) has been the go-to retirement plan for most Americans. It’s an employer-sponsored account, contributions are tax-deferred, and many companies even offer a matching program. But does …
For years, retirees have been told that reaching a “magic number” in their savings accounts is the key to a comfortable retirement. Financial advisors, media, and online calculators reinforce the …
In the last few years, markets have felt like an unpredictable rollercoaster ride—record highs followed by gut-wrenching crashes. If you’ve ever checked your portfolio and felt your stomach drop, you’re …
When it comes to financial security strategies, the difference between success and stress often comes down to one crucial factor—certainty. Too many individuals rely on hope rather than a proven …
For decades, the standard advice for retirement planning has remained largely unchanged: maximize contributions to a 401(k), invest in a mix of stocks and bonds, and withdraw around 4% annually …
Your Money, Your Rules: How to Design a Financial Strategy That Fits Your Life For decades, financial planning has followed a one-size-fits-all approach: invest in a 401(k), follow generic budgeting …
For decades, the 401(k) has been considered the gold standard for retirement planning. While it’s a valuable tool, it’s far from a one-size-fits-all solution. In today’s rapidly evolving financial landscape, …
Retirement planning is full of advice, but not all of it is accurate—or helpful. In fact, some of the most common beliefs about retirement could leave you underprepared and scrambling …
